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Wondering about appreciation by area...check out this map.

October 15, 2018

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Need a home loan? Pay attention to your credit score.

It seemed that banks were loosening up on loans for homebuyers but the trend is going to a tighter grip on those loans. Banks are requiring a higher weighted average credit score then in the previous two years -almost 50 points higher then pre-bubble scores. Acording to an aricle on Marketwatch.com, the average credit score that Freddie Mac is seeing right now about 751.  Too much lower than that, and you may be too high of a risk for a bank loan.  Read the full article here:  The http://www.marketwatch.com/story/banks-could-approve-more-mortgages-freddie-chief-2015-05-05 

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