3 Things To Do Before Buying a Home.
It is a seller’s market. That means there is very little time to waste when the perfect home comes on the market. Be prepared, and you will likely snag that home before the any other buyers have a chance. #1: GET PRE-APPROVED. Not just pre-qualified, but go and sit with a lender and have them scour over your financials so they can come up with the amount the bank is willing to loan you. They will provide an approval letter that is good for 60-90 days. This shows any possible
Zillow's Zestimate Said What?
We all do it - we hear about a house in the neighborhood that just sold so we go onto Zillow to see what they are estimating our home value to be (or what they call a zestimate). But did you know that a recent study by a brokerage in Maryland showed that Zestimates were off by 10% more than half the time. On the Eastern Shore of Maryland, Zestimates were off 40% when compared with the eventual sales price! That is a scary descrepancy. If a Realtor was off by that much, it wou
Reno Home Prices Up 19% From Last April
If you are a current homeowner in the Reno area, you will be happy to hear that home prices are up 19% from last April. If you are currently looking to buy in Reno, this news might make you hestitant but there is good news. Inventory usally rises in Spring and new construction is on the rise. For those who ask, "Are we in a bubble again?" Remember, we are still far from the highest peak of 2005 when the median home price hit $350,000. When that bubble popped in January 2012
Need a home loan? Pay attention to your credit score.
It seemed that banks were loosening up on loans for homebuyers but the trend is going to a tighter grip on those loans. Banks are requiring a higher weighted average credit score then in the previous two years -almost 50 points higher then pre-bubble scores. Acording to an aricle on Marketwatch.com, the average credit score that Freddie Mac is seeing right now about 751. Too much lower than that, and you may be too high of a risk for a bank loan. Read the full article here:
Is THIS the time to sell?
Are you asking yourself this question lately? Life brings many ups, downs, and sideways turns that push us to ask, "Is this the right time to sell the house?" Realtor.com published this article that addresses some things to think about when deciding on the "right" time: http://www.realtor.com/advice/right-time-sell-home/. Contact your trusted Realtor and start with a Comparative Market Analysis to see what your home may be worth in comparision to other homes in the area. If
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